The Debt Test

These days, we use plastic to pay for things more than we use cash, which makes it too easy to lose track of how much we spend. Find out if your spending could get you into financial trouble with this test!

Read each question carefully, and choose the answer that best describes your typical attitudes, thoughts, feelings, and behaviors. And remember, this test is just for fun!

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It takes time to develop a positive mindset. You can't undo years of negative thinking overnight!
"In three words I can sum up everything I've learned about life: it goes on."
Robert Frost
When your self-esteem is low, it leads you to think things that usually have no basis in reality.
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